Your home is a reflection of you and your family's lifestyle. Choosing the right home is a big decision. That's why Effingham Homes is proud to offer a wide selection of models with brand-name options that personalize the home to fit many different tastes and styles. Each home is engineered and thoughtfully designed with your family in mind.

 

Financing Calculator

Use these sliders to estimate a monthly loan payment, which does not include taxes or insurance.

Home Price
$25,000

Down Payment
$0.00

Interest Rate
6.00 %

Term
1 year
Monthly Payment
$0.00

For Your Information

Our average construction time is between 6 and 10 weeks. This time frame will vary based on; the style of home, size of the project, type of foundation, as well as scheduling and weather. These are all major factors in the construction process. Long term construction generally consists of turn-key projects that may include porches, decks or garages. This may lengthen the construction time but is still significantly less than traditional site-built methods.

When it comes to building your home the most challenging part is choosing a floorplan. There are so many floor plans and options available that this can become quite a task. That is exactly why you have us. The building consultants at Effingham Homes are here to help evaluate which home fits your needs the best as well as offer the best value in your home. We can suggest available options so you can choose what suits you. We have display homes constructed at our sales center to walk through. These homes help visualize what you may want in your home. Generally, no two homes are alike because of the abundant amount of options available. Also, if you do find your dream home at our sales center, you can purchase it directly or order a home just like it. At Effingham Homes we strive for nothing more than providing you a supreme quality that is tailored to your needs. In order to make the process easier, please review this list of suggested considerations to help your home search:

  • What size home and floorplan do you want or need?
  • How many bedrooms and bathrooms do you want or need?
  • How do you want the exterior of your home to look?
  • What custom options and features are available?
  • What appliance packages are available?
  • What don't you want?

One of the most common customer concerns seems to be that they don't want their home to look like a rectangular box. This is also a common misconception regarding system built homes vs. traditional construction. This "box" look is easily avoidable. The designs of a traditional ranch style home and a system built home are generally the same. The major difference is that when a person builds a traditional ranch style home on site, they commonly attach a garage and/or a porch. By doing this to your home, the "box" look is eliminated. We provide these amenities to all of our customers through general contractors in our area. If you have a contractor you would rather use, then we will provide all of the necessary information. Another option to avoiding the "box" look is choosing a home that consists of more than two sections. These homes offer an even more dimensional exterior. We also offer two story homes and Cape Cod (a.k.a. 1 ½ story) style homes.

Financing

We work with area lenders and mortgage companies to assist with you financial requests. By visiting us and completing a pre-qualifying financial form, we can help determine your credit status and loan potential. This form only takes a few minutes to fill out!

Service Area

We are proud to work in a 100 mile radius of Effingham which includes the following counties in Illinois.

  • Bond
  • Champaign
  • Christian
  • Clark
  • Clay
  • Clinton
  • Coles
  • Crawford
  • Cumberland
  • DeWitt
  • Douglas
  • Edgar
  • Edwards
  • Effingham
  • Fayette
  • Jasper
  • Jefferson
  • Lawrence
  • Macon
  • Madison
  • Marion
  • Moultrie
  • Macoupin
  • Montgomery
  • Piatt
  • Richland
  • Shelby
  • Washington
  • Wayne